9780133423945_TestBank_Smart-Fundamentals-of-Investing-12e.doc 9780133423945_TestBank_Smart-Fundamentals-of-Investing-12e.doc administrator Test Bank: Fundamentals of Investing, 12/E, Scott B. Smart, Lawrence J. Gitman, Michael D. Joehnk, ISBN-10: 0133075354, ISBN-13: 9780133075359, ISBN-10: 0133423948, ISBN-13: 9780133423945